The Daily Calcs Blog
Guides, explainers, and practical tools across finance, health, and everyday math - written by the people who build the calculators.
Blog posts
- FinanceJun 4, 2026
House Affordability by Salary - $80k to $150k (2026)
See how much house you can afford on $80k, $120k, or $150k salary in 2026. State examples using the 28/36 debt-to-income (DTI) ratio rule. Free.
- FinanceJun 4, 2026
Mortgage Payment by State - Tax Comparison (2026)
See how property tax rates change monthly mortgage payments across US states. The gap between Colorado and New Jersey hits $500/month on a $350k home. Free guide.
- FinanceJun 4, 2026
PITI Breakdown by State - Mortgage Payment (2026)
Compare PITI (Principal, Interest, Taxes, Insurance) for a $300k home across all 50 states. See how property tax and insurance change your payment. Free guide.
- FinanceJun 4, 2026
Remove PMI in 2026 - Cancel and Save Thousands
Cancel PMI on your conventional loan in 2026. See 80% loan-to-value (LTV) cancellation rules, extra payment strategies, and typical savings. Free.
- FinanceJun 4, 2026
Refinance vs Extra Payments - Savings (2026)
Compare refinancing vs extra principal payments in 2026. See which strategy saves more interest on a $300k loan at 6.5% with concrete dollar scenarios. Free guide.
- FinanceMay 26, 2026
Student Loan Forgiveness Timeline 2026: When Will Your Loans Be Canceled?
Guide to student loan forgiveness timelines in 2026. Estimate Public Service Loan Forgiveness (PSLF), IBR, PAYE, and ICR dates with examples. Free.
- FinanceMay 22, 2026
Texas Counties - Highest Mortgage Costs (2026)
A source-checked 2026 look at Texas counties with the highest property-tax-driven mortgage costs, with monthly payment examples for home buyers. Free data guide.
- FinanceMay 22, 2026
Texas Home Prices and Payment Impact (2026)
A source-checked 2026 guide to how Texas home price changes affect monthly mortgage payments, with loan, property tax, and escrow examples for buyers. Free guide.
- FinanceMay 22, 2026
Texas vs California Denial Rates - HMDA (2026)
2025 HMDA: Texas home-purchase denials 14.5% vs California 8.9%. Sourced from the March 2026 modified LAR release. Tables and 2024 trend. Free calculator.
- FinanceMay 20, 2026
Extra Mortgage Payments - Savings Report (2026)
See how extra principal payments change your payoff time and total interest on a mortgage. Discover how $100 extra per month can save you $58k. Free report.
- FinanceMay 17, 2026
30-Year Amortization Schedule - Example (2026)
See a full 30-year amortization schedule example with principal vs interest splits. Compare 30- vs 15-year costs and how extra payments save interest. Free.
- FinanceMay 14, 2026
Extra Payments Amortization - CSV & Chart (2026)
See how extra principal payments change your amortization schedule. Adjust rate and term, then export CSV or printable PDF. Free calculator.