The Daily Calcs Blog
Guides, explainers, and practical tools across finance, health, and everyday math - written by the people who build the calculators.
Blog posts
- FinanceJun 28, 2026
Credit Score for Each Mortgage Type - 2026 Guide
See minimum credit scores for FHA, VA, conventional, and USDA loans in 2026. Compare how 620 vs 740 affects your rate. Free FHA loan calculator.
- FinanceJun 28, 2026
First-Time Homebuyer Checklist - Step by Step (2026)
Follow this 2026 first-time homebuyer checklist: credit, pre-approval, down payment assistance (DPA) programs, inspections, and closing. Free home affordability calculator.
- FinanceJun 28, 2026
HELOC vs Cash-Out Refinance - Which Wins? (2026)
Compare HELOC vs cash-out refinance in 2026: rates, closing costs, and $50k equity draw examples. See which saves more. Free refinance calculator.
- FinanceJun 28, 2026
Homeowner Insurance Cost by State - 2026 Rates
Compare 2026 homeowner insurance costs by state. See average premiums on a $300k home and monthly PITI impact. Free mortgage calculator.
- FinanceJun 28, 2026
Mortgage Pre-Approval Duration - How Long? (2026)
Mortgage pre-approval typically lasts 60 to 90 days in 2026. Learn when to renew, what invalidates it, and debt-to-income (DTI) ratio checks. Free DTI mortgage calculator.
- FinanceJun 28, 2026
Savings by Age 30, 40, 50 - 2026 Benchmarks
See 2026 savings benchmarks at ages 30, 40, and 50 by salary. Fidelity multiples, nest egg gaps, and monthly catch-up targets. Free retirement calculator.
- FinanceJun 28, 2026
How Much to Spend on Rent by Salary (2026)
Learn how much rent to spend by salary in 2026. 30% rule examples for $50k-$100k incomes and city adjustments. Free affordability calculator.
- FinanceJun 28, 2026
Inflation Calculator - Purchasing Power (2026)
See how inflation erodes purchasing power with 2026 CPI data. $100 in 2010 vs today and future value examples. Free inflation calculator.
- FinanceJun 28, 2026
Income vs Home Price by City - 2026 Data
Compare 2026 median household income vs home prices by city. See price-to-income ratios and affordability gaps. Free cost of living calculator.
- FinanceJun 28, 2026
NY Mortgage Recording Tax - NYC & Suburbs (2026)
See 2026 NY mortgage recording tax rates for NYC, Nassau, Suffolk, and Westchester. Compare buyer costs on a $600k loan. Free transfer tax calculator.
- FinanceJun 28, 2026
Property Tax Rate by County - All 50 States (2026)
Compare 2026 effective property tax rates by state and county. See annual tax on a $300k home and monthly escrow impact. Free property tax calculator.
- FinanceJun 28, 2026
True Cost of Commuting - Calculator & Guide (2026)
Calculate the true 2026 cost of commuting: gas, maintenance, time, and tolls. See a 30-mile round-trip example. Free fuel cost calculator.