The Daily Calcs Blog
Guides, explainers, and practical tools across finance, health, and everyday math - written by the people who build the calculators.
Blog posts
- Finance Jun 24, 2026
Build an Amortization Schedule in Excel (Free Template) 2026
Build a free amortization schedule in Excel with PMT, IPMT, and PPMT formulas, or export a ready CSV from our online calculator. Step-by-step, 2026.
Rajkishor Sahu - Finance Jun 24, 2026
DTI & Mortgage Prequalification Guide (2026)
Learn front-end and back-end debt-to-income (DTI) ratio limits for mortgage prequalification. Free DTI calculator with the 28/36 rule. CFPB-sourced guide.
Rajkishor Sahu - Finance Jun 24, 2026
FHA Loan Qualifications & Requirements (2026)
See FHA loan qualifications for 2026: 580 credit score, 3.5% down, debt ratio limits, and mortgage insurance costs. Free FHA loan calculator included.
Rajkishor Sahu - Finance Jun 24, 2026
How to Find & Vet a Mortgage Lender (2026)
Rising 'mortgage near me' searches answered: how to compare lenders, read Loan Estimates, and avoid costly mistakes. Free tools inside.
Rajkishor Sahu - Finance Jun 24, 2026
Pay Off Mortgage Early - Extra Payments (2026)
Learn how extra monthly and lump-sum mortgage payments cut interest. Enter your balance and extras to see payoff date and interest saved. Free.
Rajkishor Sahu - Finance Jun 24, 2026
Jumbo Mortgage Rates Guide (2026)
2026 jumbo loan guide: the conforming limit, rate premiums, down payment rules, and payment examples. Free jumbo mortgage calculator.
Rajkishor Sahu - Finance Jun 24, 2026
Mortgage Rate Lock Timing Guide (2026)
Learn when to lock a mortgage rate, how float-down options work, and what extensions cost. Companion to our mortgage and refinance calculators.
Rajkishor Sahu - Finance Jun 24, 2026
Mortgage Recast vs Refinance - Compare (2026)
Compare mortgage recast and refinance: costs, payment reduction, and break-even. Enter your lump sum or new rate to see savings. Free calculators.
Rajkishor Sahu - Finance Jun 24, 2026
Student Loan Amortization Schedule Explained (2026)
See how student loan payments split between interest and principal. Compare standard vs income-driven plans. Free student loan calculator.
Rajkishor Sahu - Finance Jun 24, 2026
VA Home Loan Eligibility & Funding Fee Guide (2026)
Instantly check VA loan eligibility, 2026 funding fee tiers, and 0% down payment rules. Estimate monthly payments with our free VA calculator.
Rajkishor Sahu - Finance Jun 24, 2026
What Is a Reverse Mortgage? How HECM Works (2026)
Learn how reverse mortgages work, HECM costs, eligibility, and who they suit. Free educational reverse mortgage calculator. HUD sources cited.
Rajkishor Sahu - Finance Jun 24, 2026
When Will Mortgage Rates Go Down? 2026 Outlook
Understand what moves mortgage rates in 2026, Freddie Mac PMMS trends, and when buyers might see relief. Planning guide - not live rate quotes.
Rajkishor Sahu