Compare states: housing costs, denial rates, and loan limits
Interactive ranking of 18 states with mortgage-guide coverage. Sort by owner costs, denial, conforming limit, NFIP premium, or FMR rent; pick two states for deltas; download a citeable CSV.
Median monthly owner costs come from ACS 2023 (2019-2023). Denial rates are HMDA 2025 (verified 2026-10-16). Conforming limit is the max 1-unit ceiling among mortgage-manifest counties (2026). NFIP and FMR may be blank when county snapshots lack sufficient data.